SME funding with the personal touch.

To us, it’s personal: decisions are not made on credit scoring alone, instead every proposal we receive is judged on its own individual merits and terms are structured to suit each business case.

More information about the funding solutions we offer are detailed below.

We accept proposals from asset finance and loan brokers, please get in touch to find out more!

Commercial Loan

Commercial Loan.

There will always need to be a bona fide business reason for the loan for Kingsway to consider the proposal.


Key benefits include

  • Decision within 24 hours
  • Pay out not delayed by delivery and installation
  • Customer is paid directly
  • Manageable fixed monthly payments
Commercial Loan
Professions Loan

Professions Loan.

These types of agreements can be used to fund building works and other intangible assets as well as funding payments of professional indemnity premiums, corporation and income tax, partner buyouts, acquisitions, aged debt funding and fee purchases.


Key benefits include

  • Decision within 24 hours
  • Pay out not delayed by delivery and installation
  • Customer is paid directly
  • Manageable fixed monthly payments
Professions Loan
Lease

Lease.

Instead, the assets can be paid for while they are making money for the business, by way of regular ‘rental’ payments over a fixed or minimum lease period.


Key benefits include

  • Decision within 24 hours
  • Fixed payments not affected by interest rate rises
  • No large deposits
  • Tax efficient
  • Payment in advance of equipment delivery is possible (subject to credit approval)
  • Other credit lines remain untouched
Lease
Hire Purchase

Hire Purchase.


Key benefits include

  • Decision within 24 hours
  • Fixed payments not affected by interest rate rises
  • No large deposits
  • Tax efficient
  • Payment in advance of equipment delivery is possible (subject to credit approval)
  • Other credit lines remain untouched
Hire Purchase
Sale and Lease/ HP Back

Sale and Lease/ HP Back.

Proposals for this funding will be considered where the original invoice is available and for equipment no more than five years old.


Key benefits include

  • Decisions possible within 24 hours
  • Provides capital for other uses
  • Can provide additional tax deductions
  • Advantageous when equipment supplier is based outside the UK
Sale and Lease/ HP Back